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E-Commerce9 min read

E-Commerce Payment Gateways in Pakistan: JazzCash, EasyPaisa, HBL & Stripe Setup

Amjad Ali · Founder & CTO, SwiftLoop Systems
•2026-07-20

Integrating payments for e-commerce in Pakistan requires navigating local gateway APIs like JazzCash, EasyPaisa, Bank Alfalah, and HBL Pay alongside international solutions like Stripe.

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Comparison of Gateways

1. **JazzCash & EasyPaisa:** Essential for local Pakistani mobile wallet users. Offers instant QR and mobile number checkout flows. 2. **Bank Alfalah / HBL Pay:** Best for direct credit/debit card processing (Visa / Mastercard) for Pakistani merchants. 3. **Stripe (via UAE or US entity):** The global standard for international card checkout and recurring SaaS subscriptions.

E-CommercePayment GatewaysJazzCashEasyPaisaStripe
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